Effective Date: 13-04-2024

Welcome to Social Venture ("we," "our," or "us"). This loan policy outlines the terms and conditions for granting loans to our members. Please read the policy carefully to understand the process and requirements for obtaining a loan from us.

1. Eligibility Criteria

  • Membership: To be eligible for a loan, you must be a registered member of Social Venture and have paid the one-time joining fee of Rs. 1200.
  • Direct Sponsorship: To qualify for the first helping loan amount of Rs. 1600, you must have completed the sponsorship of 2 direct members under your account.

2. Loan Amount and Terms

  • First Helping Loan Amount: The first helping loan amount available to eligible members is Rs. 1600.
  • Loan Disbursement: Once you meet the eligibility criteria, the loan amount will be disbursed to your account.
  • Repayment Terms: Repayment terms, including the interest rate (if any) and the repayment schedule, will be provided to you upon loan approval.

3. Application Process

  • Loan Application: To apply for a loan, you must complete and submit the loan application form available in your user panel.
  • Review and Approval: Our team will review your application to ensure you meet the eligibility criteria. You will be notified of the loan decision within 24 hours.

4. Loan Repayment

  • Repayment Options: You have to pay the weekly installment and repay the all loan amount within one month after disburse the loan amount.
  • Late Payment: In case of late payment, additional fees or penalties may apply. Please refer to the specific terms provided upon loan approval.
  • Default: If you default on your loan, we reserve the right to take necessary actions, including legal action, to recover the outstanding amount.

5. Privacy and Data Protection

  • Data Handling: We handle your personal data in accordance with our Privacy Policy, which can be found [provide link to Privacy Policy].
  • Sharing with Third Parties: We may share your information with third-party service providers as necessary to process and service your loan.

6. Changes to Loan Policy

  • Updates: We may update this loan policy from time to time. Any changes will be posted on this page with the effective date. We encourage you to review this policy periodically.

7. Contact Us

If you have any questions or concerns about this loan policy, please contact us at:

Thank you for choosing Social Venture. We look forward to supporting you with our loan services.

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